The goal of Areivim UK is to assist families in which a parent has רח”ל passed away and there are unmarried children left and are struggling financially, by arranging a fund of a lump sum for the wedding expenses, and support to the surviving parent, without the need for the expensive and humiliating mass fundraising campaigns which have commonly been used in these situations.
Areivim UK was established under the guidance of Gedolei Hador, with their fervent blessing and support.
Terms and Conditions of Areivim UK membership
- In the event of a member of Areivim UK or their spouse passing away רח”ל, Areivim UK will assist the members by facilitating the setting up of a fund which will provide £40,000 for the weddings of each unmarried child, and a further sum of £40,000 for the surviving parent. If no deaths occur among members, there will be no collection. Where a public collection campaign has been run only the children’s wedding funds will be set up. All amounts will be reviewed periodically and updated.
The parent’s fund will not be available where there has been a public collection campaign. - This will be done by collecting contributions from all Areivim UK members (who were members at the time of death).
- Upper age limit: There is no upper age limit to join Areivim UK, however no funds will be provided for surviving children who are not expected (by their parent) to marry or do not marry by the age of 35.
- Areivim UK will try not to collect more than £40.00 from each member in any given month (except from members opting to contribute more than standard membership). Example: if רח”ל a tragedy occurs where more than £40.00 needs to be collected, the collections will be spread over more months, rather than one lump sum.
This cap will be reviewed and updated periodically. Notice will be given to all members should this cap be revised. - If funds have already been set up for the family through Areivim UK upon the passing of one of the parents, no further fund will be setup should the surviving parent pass away רח”ל. Areivim UK will only make a single collection for each orphan.
- The wedding funds will be placed into designated bank accounts where they will be held upon a discretionary trust (up to the age of 35) solely for the child’s wedding expenses.
- The trustees of the funds will include a family representative, a Rabbinical Trustee and a Areivim UK trustee.
- If a child remains unmarried at the age of 35, does not survive to that age or where the wedding funds remain unclaimed for more than 12 months after a wedding, the wedding funds will be returned to Areivim UK to be held for the use of another orphan.
- Eligibility to enrol in Areivim UK is based on the family’s commitment to Shmiras Torah U’Mitzvos, and their residing in the UK.
- All families wishing to apply for membership must complete and sign the Areivim UK Declaration and a Direct Debit Mandate. There is no sign-up or membership fee to join Areivim UK. collections are only made if a member in Areivim UK passes away רח”ל.
- Each family is considered one unit. Both the husband and the wife in the family are covered. In cases where a death occurs in where there are step parents, or single parents, each family, or part of a family, should have their own membership. In such cases the Vaad HoRabbonim will decide on a case by case basis as to which children should have a fund set up for them.
- A fund will not be setup by Areivim UK and no collections will be done if the death (A) followed an illness which was known to the member at the time of membership registration and (B) occurred within 24 months of registration. Any queries in this matter will be discussed by The Vaad HoRabbonim who will decide on each individual case based on medical advice and on its own merit. Their decision on whether to setup a fund will be final.
- Members should receive a confirmation certificate and a personal membership number within a month of applying, Members must contact the Areivim UK office if they have not received their Certificate. Failure to do so may result in your remaining unregistered.
- Enrolment will be open at specified times of the year only. No registration will be possible at other times.
- Membership may be acquired for others if all details are stated at the time of enrolment. The member (who will be covered) must complete the Membership Declaration and the sponsor will complete the Direct Debit Mandate. For example, one can also sign up a membership for their extended family or friends and others who cannot afford to join. All details must be stated at the time of enrolment.
- Membership in Areivim UK is non-transferable and does not pass to the heirs of a deceased member.
- Membership is conditional on an active Direct Debit Mandate being in place. If Direct Debit charges are not honoured or the Direct Debit Mandate is cancelled for any reason once collection notices have been sent, members will be required to make up the payment plus costs. Membership rights may be withdrawn at any time if payment schedules are not adhered to. Re-registration could be denied until the next registration period. Membership must not be cancelled once a collection notice has been sent.
- In the event of a collection, members will be notified by Areivim UK, in accordance with the rules of the Direct Debit Scheme. All notifications will be sent to the contact details supplied at the time of registration. Any changes must be sent to Areivim UK in writing for the records to be updated.
- Applicants commit themselves to all terms and conditions of membership of Areivim UK by signing the Areivim UK Declaration form. Areivim UK reserves the rights to make changes to these terms at any time. Notice will be given to all members of any material changes.
- Collections can be paid for with Maaser Money. Please note: this project is not recognized as a Charity in UK law, and accordingly payments should not be made from charitable funds.
- Areivim UK is a member based scheme and is dependent on the members contributing their share, Areivim UK does not promise insure, or guarantee any funds.
In an event that there are not sufficient members willing to contribute or an increase in claims, Areivim UK reserves the right to reduce support payouts or cease operations and stop support payouts altogether.
Funds collected for Family trusts belong to the Family Trusts and are held in Bank accounts managed by Areivim UK and the family nominated trustees, in the event of a bank failure, Areivim UK accepts no responsibility for these funds.
In all cases of dispute between members or beneficiaries and Areivim UK’s trustees or administrators, the Vaad HoRabbonim will serve as arbitrators and their decision will be accepted as final. By signing up members relinquish all rights to sue or submit legal or Beis Din claims against the decisions of Areivim UK or its Directors, Sponsors, Guarantors, Employees or Rabbonim. Similarly, The Vaad HoRabbonim has the right to reject applicants, and their decisions will be final. In the event of (ח”ו) a large number of deaths among members (as a result of a war, an earthquake, epidemic or any other reason), the Vaad HoRabbonim will decide on proper procedures and amounts to be collected or distributed. Members confirm that they are aware that Areivim UK will process such Personal Data for the purposes of carrying out the terms of the Membership as set out in these Terms and Conditions. Areivim UK will use such Personal Data for the purposes of allowing and permitting Areivim UK to carry out its duties pursuant to these Terms and Conditions. The Member confirms that they are authorised to release such Personal Data of any third parties as is required by Areivim UK and they are authorised to disclose and allow access to such Personal Data. The Member shall indemnify Areivim UK in all respects from all costs, penalties, obligations and liabilities incurred by Areivim UK in connection with any breach of this clause of the Agreement. The information you have provided is subject to the Data Protection Act, Electronic Communications (EC Directive) Regulations 2003, General Data Protection Regulations 2017 and any other data protection laws and regulations applicable in the UK and any codes of practice, guidelines and recommendations issued by the Information Commissioner or any replacement body. Your Personal Data will be held in line with our Privacy Notice which will be reviewed on a regular basis and may be updated from time-to-time. We will notify you via email (or post if no email address is provided) when this happens and provide you with a copy of the most recent and up-to-date Privacy Notice. You may request confirmation of the information we hold about you, to which we will respond within 30 days.